Pet Insurance

HELP PROTECT YOUR PET & CONTROL COSTLY VET BILLS

More than ever, pets play such a huge role in our lives. We want to do everything to keep them safe and healthy. Help make sure your furry family members are protected against unplanned vet expenses for covered accidents or illnesses with MetLife Pet Insurance.

Visits to the vet can be unpredictable and expensive. Pet parents spent over $38.3 billion on vet care and products in 2023, and according to a recent survey 76% of pet parents have gone into credit card or personal loan debt as a result.¹

A small monthly payment can help you prepare for those unexpected vet expenses down the road.

Benefit Highlights

Flexible coverage with up to 90% reimbursement
Covers care provided by any licensed veterinarian, specialist or emergency clinic in the U.S.
Optional preventative care coverage
24/7 access to Telehealth Concierge Services²
Discounts and offers on pet care
Lower deductibles if no claims are submitted during a policy year
MetLife Pet mobile app to submit and track claims and manage your pet's health and wellness

What MetLife Pet Insurance covers

Accidental injuries
Illnesses
Exam fees
Surgeries
Medications
Ultrasounds
Hospital stays
X-rays
Diagnostic tests
Hip dysplasia
Hereditary conditions
Congenital conditions
Chronic conditions
Alternative therapies
Holistic care
Much more

Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors³.

What does the plan cost?

Each pet's premium will be unique based on the age, breed, location, and the coverage amount you select and in some state, gender.

You can customize your policy based on the following options⁴:

Annual coverage maximum: Starting at $500 with an unlimited option also available. Other coverage maximums available from $1,000 to $25,000 in $1,000 increments.

Deductible: Choose from $0 to $2,500

Reimbursement percentage: Options available from 50% to 90%

As a TXCPA member, you are eligible for a group discount⁵ on pet insurance coverage.

Your pet’s deductible automatically decreases by $50 each policy year that you don’t receive a claim reimbursement.

GET A QUOTE

Underwritten by:

Metropolitan General
Insurance Company

700 Quaker Lane
Warwick, RI 02886

Offered by:

MetLife Pet Insurance Solutions LLC

Footnotes

1 American Pet Products Association (APPA), (https://www.americanpetproducts.org/industry-trends-and-stats, 2024); and U.S.News and World Report (Pet Debt Dilemma: Survey Reveals Pet Owners' Spending Limits | Personal Loans and Advice | U.S. News (usnews.com) August 21, 2024.

2 Virtual veterinary services are available through the MetLife Pet app and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

3 Based on a January 2024 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

4 Annual limit options range from $500−$25,000 in $1,000 increments. Unlimited benefit option subject to availability. Pet age restrictions may apply.

Deductible options range include: $0−$750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500.

5 The Affinity Group Discount is not available on policies issued to residents of MN or TN. This 5% discount is only available to individuals who are eligible members of an affinity group that has arranged for MetLife Pet to offer per insurance. In AK, the policyholder must enroll through the affinity group's discount program via URL and/or toll-free number.

Reimbursement options include: 50%, 70%, 80%, and 90%. Pet age restrictions may apply.

May not be available in all states.

Coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Availability is subject to regulatory approval. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC ("MetLife Pet") for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Missesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).